This hack creates a small virtual monitor at the bottom of the main screen device onto which you can put such things as Control Strip and DragThing and other docks. Then you can zoom windows on the main device and they won't cover and/or be covered by the windows in the bottom portion of the screen.
As of this writing, this has only been tested on my Duo 2300c running Mac OS 7.6. I've tested lots of the settings in the Monitors control panel, but not Monitors & Sound or any of the other alternatives. I certainly haven't tested it on a system with real multiple monitors.